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zhafrul
Moderator
Age : 35
Joined : 15 Jan 2008
Posts : 1510
Location : SEBELAH MALAIKAT MAUT
 |  Subject: Insurans Kenderaan Anda  Mon 23 Jun 2008, 9:37 pm | |
| Yeah!
kat sini aku nak survey sikit..
* Syarikat insurans mana yg reliable pada anda? - P&O, Etiqa, Kurnia
* Jenis insurans & kadar yang dikenakan? - First party atau Third party?
Selebihnya, anda tambah.
* ada ura-ura mengatakan kadar insurans telah dinaikkan? sejauh mana betulnya?
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darkrider
Moderator
Age : 26
Joined : 14 Jan 2008
Posts : 2257
Location : Sentul-Bangsar-Penang
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bogonz
Age : 34
Joined : 17 Jan 2008
Posts : 1965
Location : kl - setapak - melawati - permata
| | Subject: Re: Insurans Kenderaan Anda Mon 23 Jun 2008, 9:55 pm | |
| | zhafrul wrote: | Yeah!
kat sini aku nak survey sikit..
* Syarikat insurans mana yg reliable pada anda? - P&O, Etiqa, Kurnia
* Jenis insurans & kadar yang dikenakan? - First party atau Third party?
Selebihnya, anda tambah.
* ada ura-ura mengatakan kadar insurans telah dinaikkan? sejauh mana betulnya? |
yg ni aku x tau la.....
ari tu aku g renew insurance moto kriss 110, kena premium rm92......utk 3rd party!!
ajen tu kata coz moto ni dah 7 thn so dia ada loading 50%......NCB plak x smpi 35% x silap aku.....tu yg aku sound ejen tu....baik xyah bg NCB kalo loading jer dah cam ni punyer tinggi.........
kalo moto umo 7thn ada loading 50%, moto sukan aku yg dah bebelas thun tu ngan m aku yg dah13thn ni mau 75% loading dia.....
baik aku amik first party jer cam ni......
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zhafrul
Moderator
Age : 35
Joined : 15 Jan 2008
Posts : 1510
Location : SEBELAH MALAIKAT MAUT
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zhafrul
Moderator
Age : 35
Joined : 15 Jan 2008
Posts : 1510
Location : SEBELAH MALAIKAT MAUT
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bogonz
Age : 34
Joined : 17 Jan 2008
Posts : 1965
Location : kl - setapak - melawati - permata
| | Subject: Re: Insurans Kenderaan Anda Mon 23 Jun 2008, 10:00 pm | |
| NCB = NO Claim Bonus.....ada juga org ckp NCD = no claim discount.....
ni kalo kita x pernah claim insurance utk apa2, ada diskaun setiap thn......bp tu aku x pasti.....
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zhafrul
Moderator
Age : 35
Joined : 15 Jan 2008
Posts : 1510
Location : SEBELAH MALAIKAT MAUT
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mrbigschumi
Moderator
Age : 36
Joined : 16 Jan 2008
Posts : 176
Location : East Wing, No. 8, Jalan Perak
| | Subject: Re: Insurans Kenderaan Anda Mon 28 Jul 2008, 4:01 pm | |
| betul tu, kadar insurans tuk mtor secara suka hati dah dinaikkan, walapun sedikit
macam jaguh aku tu, yang aku ingat lah (memori dah kurengs sket)
tahun lepas aku renew, 3rd party is RM80 plus kalau aku tak silap
tahun nie, aku renew, 3rd pary is RM95plus... Kalau aku tak silap
motor daftar April 2000..
Start May 2003, aku amik 3rd party, la sampai skrng nie...
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Do not worry about unfinished work. It can take care of itself. - Dr. M
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rizd79
Age : 23
Joined : 19 Jul 2008
Posts : 809
Location : N9-Kuala Lumpur-Jakarta
| | Subject: Re: Insurans Kenderaan Anda Mon 28 Jul 2008, 4:27 pm | |
| | Zhaf, ko msti tau byk ni. Beza 1st party & third party tu apa? Apa klebihan nya & apa kkurangan bg kdua2 nya? |
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golden_wood
Age : 32
Joined : 22 Jan 2008
Posts : 636
| | Subject: Re: Insurans Kenderaan Anda Mon 28 Jul 2008, 5:42 pm | |
| | rizd79 wrote: | | Zhaf, ko msti tau byk ni. Beza 1st party & third party tu apa? Apa klebihan nya & apa kkurangan bg kdua2 nya? |
beza ketara adalah masa motor kita kena curi 
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pakutekan
Age : 20
Joined : 21 Jan 2008
Posts : 236
| | Subject: Re: Insurans Kenderaan Anda Mon 28 Jul 2008, 7:32 pm | |
| baru pi renew insuran td.. roadtax xrenew lg.. sok la.. hehee
seblum nih pkai kurnia 3rd party.. ari tuh die post surat la bg detail utk renewal
fxr 150
1997
loading 100% =66.90
basic premium = 44.60
all rider = 22.30
ade stamp duty..ape ntah lg nih 'MCPA'??...
so utk kurnia 3rd party allrider = rm166.80
xpuas ati la.. gi round2 jumpe agent takaful ikhlas..
first party
sum covered =rm2000
ape ntah detail xbape jelas nih..ink printer die abih..
tp total 1st party single rider =rm162.80
fikir2kan la.. |
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rizd79
Age : 23
Joined : 19 Jul 2008
Posts : 809
Location : N9-Kuala Lumpur-Jakarta
| | Subject: Re: Insurans Kenderaan Anda Wed 30 Jul 2008, 5:24 am | |
| | Nk tny ni. Klu 1st & 3rd party insurans ada kn? Klu 2nd party ada x? Atau aku je yg mengarut btny yg bkn2...Juz nk tau je. |
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bogonz
Age : 34
Joined : 17 Jan 2008
Posts : 1965
Location : kl - setapak - melawati - permata
| | Subject: Re: Insurans Kenderaan Anda Wed 30 Jul 2008, 9:19 am | |
| mana ada utk 2nd party.....
istilah first party tu maknanyer cover dia utk kiter.....sbb tu kalo first party selalunyer comprehensive.....cover smua......kecurian, kebakaran, eksiden dll.....
kalo 3rd party plak, dia hanya cover pihak ketiga dlm kemalangan sahaja......maknanyer, kalo ko langgar org, insurans ko akan bayar utk org tu jer.......keta/moto ko, ko repair sendiri......sebab tu insurans 3rd party murah.....lg satu, insurans 3rd party x cover kecurian, kebakaran dll......hanya eksiden mlibatkan pihak ketiga.....
pandangan 2 sen aku la......kalo salah, tlg betulkan.......
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yobs
Age : 30
Joined : 16 Jan 2008
Posts : 362
| | Subject: Re: Insurans Kenderaan Anda Tue 05 Aug 2008, 12:55 pm | |
| harap x salah tempat... nk mintak bantuan sesapa yg arif pasal Insurans kenderaan ni..
Senarionye camni - Adik yob beli kereta bulan 4 aritu, dia punya roadtax mati bulan 8 ni tp insurans dia bulan 4 tahun depan, buleh ke nk renew rodtax 8 bulan, atau nk tambah insurans tu lagi 4 bulan pastu buat roadtax setahun jer, boleh ke camtu,
ringkasan:
Raodtak mati Bulan 8, 2008, insuran hidup sampai bulan 4, 2009, apa pilihan yg ada?
Harap kengkawan dapat membantu, kalu boleh bagi pilihan yg boleh claim rebate.. wakakakaka |
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bogonz
Age : 34
Joined : 17 Jan 2008
Posts : 1965
Location : kl - setapak - melawati - permata
| | Subject: Re: Insurans Kenderaan Anda Tue 05 Aug 2008, 12:59 pm | |
| x bole idup kan rd tax selama 8 bln....
plg2 pun agent insuran akan suruh topup buat setahun blk....br bole renew utk sethn....
kalo salah tlg betulkan.....
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